Disclaimer

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

Financial planning decisions should always be made in consultation with qualified professionals who understand your specific circumstances. The content on this website does not constitute a recommendation to buy, sell, or hold any particular financial instrument or pursue any specific financial strategy.

Information Accuracy

We make reasonable efforts to ensure that all information presented on our website is accurate and current. However, financial markets are dynamic and information can change rapidly. We recommend that you verify any information before making financial decisions based on it.

• Market data and financial information may be delayed or subject to revision
• Regulatory requirements and tax laws are subject to change
• Individual financial circumstances vary and require personalized analysis

Users are advised to independently verify all information and seek professional advice before making any financial commitments or decisions based on content found on this website.

Limitation of Liability

To the fullest extent permitted by Canadian law, Hephaedigital and its affiliates disclaim all liability for any damages arising from your use of this website or our services.

Your use of this website and our services is at your own risk. We encourage all users to exercise due diligence and seek independent professional advice.

Professional Advice Disclaimer

External Links

Our website may contain links to third-party websites that are not owned or controlled by Hephaedigital. We have no control over the content, privacy policies, or practices of these external sites.

We do not endorse or assume responsibility for the content of any linked websites. Users access external links at their own discretion and should review the terms and privacy policies of any third-party sites they visit.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Hephaedigital or its content suppliers and is protected by Canadian and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

Governing Law and Jurisdiction

This disclaimer and your use of our website are governed by the laws of Canada and the province in which our services are provided.

Indemnification

You agree to indemnify and hold harmless Hephaedigital, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our website or services, or your violation of these terms.

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on our website.

Your continued use of our website after any changes constitutes acceptance of the updated disclaimer. We encourage you to review this page periodically for updates.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid under Canadian law, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Contact Information

If you have questions about this disclaimer or our services, please contact us using the information below.